银联商务是国内领先的大型非银行支付机构，提供以银行卡收单、网络支付为基础的综合支付服务，以及多样化和专业化的商户增值服务。公司拥有全国最大的商户受理网络，始终致力于为商户、合作伙伴及消费者构筑普惠、便捷、高效、安全的支付环境。凭借遍布全国的商户受理网络和深厚的行业认知，公司紧密围绕商户在营销拓客、账务管理、终端运维、资金服务等方面的经营需求，通过综合支付服务与商户增值服务，为商户和合作伙伴创造价值。　　　

公司是首批获得人民银行颁发《中华人民共和国支付业务许可证》的支付机构，同时可开展“跨境电子商务外汇支付业务”和“跨境人民币支付业务”。公司基于商户受理网络提供的综合支付服务支持POS、自助设备、码牌等在内的各类终端，支持受理实体银行卡、网络支付账户等全种类个人支付账户，支持刷卡（插卡）支付、条码支付、刷脸支付等多种支付方式，在线上和线下的支付场景中形成了完整的服务能力。

公司始终坚持以科技作为发展的核心驱动力，持续加强各类服务的科技含量并深入研究云计算、区块链、大数据、人工智能、物联网等领域的新型技术，通过综合支付和商户增值两大服务，助力商户向数字化、智能化、综合化的方向转型，不断强化经营能力。　　

CHINAUMS is the leading national non-bank payment institution in China, providing comprehensive payment services based on bank card acquisition and online payment, as well as diversified and professional merchant value-added services. The company also possesses the largest merchant acceptance network domestically, and has always been committed to establishing an inclusive, convenient, efficient and secure payment environment for merchants, partners and consumers. Relying on the nationwide merchant acceptance network and deep industry knowledge, CHINAUMS focuses on the business needs of merchants in marketing and customer expansion, accounting management, terminal operation and maintenance, and financial services. On the other hand, the company aims to create values for merchants and partners by providing integrated payment services and merchant value-added services. 　　

CHINAUMS is also one of the pioneering payment institutions to obtain the "Payment Business License of the People's Republic of China" issued by the People's Bank of China. More importantly, the company is also able to carry out "cross-border e-commerce foreign exchange payment business" and "cross-border RMB payment business". Based on the comprehensive payment service provided by the merchant acceptance network, the company supports various terminals including POS, self-service equipment, code tags, etc. CHINAUMS also supports and issues all types of personal payment accounts such as physical bank cards and online payment accounts. It also supports credit card (card insertion) payment and other  payment methods such as bar-code scanning and facial authentication payment. All of the paying methods above have shown comprehensive service capability in both online and offline payment scenarios from CHINAUMS.

CHINAUMS always believes technology as the core driving force for development, continues to strengthen the technological content of our services, and researches on new technologies such as cloud computing, block-chain, big data, artificial intelligence, Internet of Things, etc.. Through integrated payments and merchants to add value, CHINAUMS is trying to help merchants transform to a digital, intelligent, and integrated directions, also continuously help them strengthen their business capabilities.